Credit Admin Assistant

Job Description:

We are seeking a motivated and detail-oriented Credit Administration Assistant to join our team. This entry-level position is ideal for a bilingual individual proficient in Korean and English, eager to start a career in credit administration and portfolio management.

Responsibilities:

• Credit Review and Portfolio Management: Assist in the ongoing review and management of credit portfolios, ensuring all accounts comply with company policies and regulatory requirements.
• Loan Application Review: Evaluate existing and prospective loan applications, checking for completeness and accuracy.
• Loan Portfolio Analysis: Conduct thorough analysis of the loan portfolio, including risk assessments and credit structure recommendations to mitigate potential risks.
• Credit Administration: Handle overall credit administration for the assigned portfolio, maintaining up-to-date records and documentation.
• Collateral Maintenance: Administer collateral maintenance, ensuring all collateral information is current and accurately recorded. Perform basic follow-ups as required.
• Declined/Withdrawn Loan Applications: Administer and process declined or withdrawn loan applications, maintaining clear and organized records of such transactions.
• Report Preparation: Review and prepare various reports, providing accurate and timely information to support decision-making processes.

Qualifications:

• Education: High school diploma or equivalent; a degree in finance, accounting, or a related field is preferred.
• Language Skills: Bilingual proficiency in Korean and English is required.
• Technical Skills: Proficiency in MS Office programs, especially Excel, for data analysis and report preparation.
• Analytical Skills: Strong analytical and critical thinking skills with the ability to conduct detailed analyses of credit and loan portfolios.
• Attention to Detail: High attention to detail with the ability to maintain accurate and organized records.
• Communication Skills: Excellent verbal and written communication skills in both Korean and English.
• Interpersonal Skills: Ability to work effectively in a team environment and interact professionally with colleagues and clients.
• Time Management: Strong organizational skills with the ability to manage multiple tasks and meet deadlines.

Preferred Qualifications:

• Prior experience in credit administration or a related field is a plus but not required.
• Knowledge of financial regulations and credit risk management practices.

Physical Demands:

The physical demands described here are representative of those necessary for an employee to successfully perform the essential functions of this job. Reasonable accommodations can be made to enable individuals with disabilities to perform these functions.

• Office Environment: Most responsibilities are performed in an office setting, requiring prolonged periods of sitting and extensive use of computer equipment.

This entry-level position offers an excellent opportunity to gain valuable experience in credit administration and portfolio management. If you are a proactive individual with strong analytical skills and a keen eye for detail, we encourage you to apply.