Senior Credit Underwriter
Bank of America ATM
Job Description This role is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. The position includes independently managing transactions or portfolios of limited to moderate complexity, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements. Responsibilities Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure Has credit approval for certain credit actions Leads loan structure conversations and completion of loan documentation with internal/external legal partners Required Qualifications 8+ years of solid experience in Commercial Banking (Middle Market, Large Corporate, Leveraged Finance, Financial Sponsors or other highly complex credits) underwriting, performing financial analysis, structuring, and portfolio management Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring Desired Qualifications Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.) BA/BS Desired Shift: 1st shift (United States of America) Hours Per Week: 40 #J-18808-Ljbffr Bank of America
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