Collection Specialist

Collections Specialist***The Hourly rate will be $22-27/hr + bonus based off experience***The Collection Specialist role is responsible for providing world class customer care to our customers. This position will provide an exceptional level of customer service by taking ownership and responsibility for all activity occurring at CHL and ensuring customers are educated regarding all hardship assistance options offered.Key Responsibilities:Responsible for negotiating payment arrangements, keeping our borrowers in their homes and keeping loans from turning into 30+ days past-dueMaintaining an open line of communication with the borrower(s) after payment is received, allowing for early intervention and preempting future delinquenciesUtilize all available skip tracing tools to locate borrower whose current contact information is inaccurateManage inbound and outbound calling queues via automated calling systemContinuously improve knowledge base and skillset to ensure maximum level of customer satisfaction and world class customer experiencePerform other job-duty related issues as assignedQualifications:High School Diploma, GED, or equivalent experienceMinimum 2 years of experience in mortgage servicingMinimum 2 years of experience in a Collections environmentBi-lingual skills a plusStrong phone etiquette while having a passion for taking care of customer needs with exceptional customer service skillsSolid analytical skills with the ability to exercise prudent judgmentExceptional organization and time management a mustComfortable being a team playerStrong interpersonal skills in addition to verbal/written communicationAbility to work through stressful situations professionally and respectfullyAttention to detailCornerstone Capital Bank is the product of a recent merger between Cornerstone Home Lending and Roscoe State Bank. Cornerstone Capital Bank holds more than $380 million in regulatory capital and greater than $1.5 billion in assets. We have created the highest initially capitalized new bank in Texas history and intend to leverage our leading national home lending platform to provide growth opportunities for the Bank!Our mission is to use and improve on our God-given talents to make a difference to the lives of our team members, customers, shareholders, and the people who provide services to us. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. Cornerstone Capital Bank and its subsidiaries have been recognized by Workplace Dynamics as a "Top 100 Workplace" for 12 consecutive years. March 1, 2023, marked the beginning of Cornerstone's 35th year in the residential lending business, so we have successfully navigated our company through many industry cycles and changes in regulations.Because we recognize and reward hard work, we offer a competitive salary, Medical, Dental, Vision, Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance based bonus based on position and department.We're a great company with great people, and we're looking for a Collections Specialist who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier banking and home lending professionals. This professional will work in a tight-knit, goal and growth-oriented team.We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.