Private Banking Officer II

Job Description It's about caring for the generations ahead. Are you a customer experience champion? Someone who enjoys seeking out and fostering long‑standing relationships with affluent market clients, supporting moderately complex financial circumstances, and providing exceptional personal financial advice? At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. We are committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity‑driven team, you'll become part of Frost's over 150‑year legacy of providing unparalleled banking services. Who you are As a Private Banking Officer II, you will help customers manage their financial lives. Our private bankers act as a helping hand to families for generations, sharing their love and knowledge of finance. They collaborate with other Frost lines of business – especially investments, insurance, and the customer's other advisors, such as attorneys and CPAs – to build a team around the customer. They work with a team to develop tailored plans based on customers' needs and goals. What you'll do Develop, manage, retain and expand client relationships within the affluent to high net worth markets (clients with $1.5‑5 million in investable assets). Generate a minimum of $4.5 million in new business per quarter and secure at least 10 new affluent client relationships annually. Actively make sales calls to clients and prospects; engage in pre‑call/post‑call planning and strategy review. Monitor and manage clients' existing credit relationships by reviewing the current loan portfolio regularly. Identify and recommend products and services best suited to meet clients' needs. Develop and maintain an excellent working relationship with the credit underwriting team. Participate in community and professional activities to enhance Frost's image and expand your personal business network. Develop, maintain, and enhance relationships with individuals whose circles of influence include potential new clients. Provide leadership within the private banking team while remaining a team player. Accept special project assignments in support of the private banking group. What you'll need Bachelor's degree or equivalent work experience. 5+ years of experience in a customer‑facing relationship management role, preferably within the financial services industry. Working knowledge of financial analysis relating to personal financial statements and personal income tax returns. NMLS license, and the ability to transfer the license to Frost or obtain a license within 60 days. Comprehensive understanding of lending practices and loan servicing requirements for personal finance needs. Specialized knowledge of client benefits offered by Frost's brokerage, investment management, trust, and insurance groups. Ability to perform with limited supervision. Experience managing a portfolio of affluent and high net worth clients. Demonstrated capacity to sell products and services within the financial services industry. Proven record of success in cultivating new relationships. Outstanding interpersonal, calling, sales, and negotiation skills. Excellent verbal, written, communication, organizational, and customer service skills. Proficient in Microsoft computer applications. Additional Preferred Skills Series7, 63, & Group1 Insurance license (or attainment within 6 months). Property and Casualty Insurance license. Certified Financial Planner designation. Certified Wealth Strategist designation. Completion of formal credit training. Benefits Medical, dental, vision, long‑term disability, and life insurance. 401(k) matching. Generous holiday and paid time off schedule. Tuition reimbursement. Extensive health and wellness programs, including our Employee Assistance Program. Referral bonus program (+ more!). Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it's about being part of something bigger. If this sounds like you, we encourage you to apply and see what's possible at Frost. #J-18808-Ljbffr