Risk Analyst

Risk AnalystEstablished in 2018, Clicklease is dedicated to empowering small business owners frequently overlooked by traditional lenders. Our headquarters are located in the vibrant city of Draper, UT, with operations extending to Radial, Alajuela, Costa Rica. We've cultivated a dynamic environment where equipment financing goes beyond being a mere service; it acts as the gateway to realizing entrepreneurial dreams.Our core values:1. We Are A Happy Company: At Clicklease, happiness is not just a byproduct; it's a fundamental value. Join a workplace where positivity and joy are cultivated, creating an environment where you can bring your best self to work every day.2. We Celebrate Collective Intelligence: We thrive on the brilliance of collaboration. Clicklease is a space where diverse minds come together, combining their intelligence to create solutions that matter. Your ideas are not just heard; they're celebrated.3. We Practice Empathy: Empathy isn't just a word in our dictionary; it's a daily practice. Join a team that values understanding and compassion. At Clicklease, we recognize the human side of business and foster a culture where empathy is a guiding principle.4. We Listen & Learn: Growth is a continuous journey at Clicklease. We believe in listening and learning from one another. Your insights and experiences contribute to our collective knowledge, making us stronger as a team.Our MissionAt Clicklease, we have a clear purpose - to fulfill the capital needs of underserved entrepreneurs and their Main Street Businesses. We achieve this mission through simple, fast, and innovative equipment leasing solutions. This is not just a statement; it's the driving force behind everything we do.About the role At Clicklease, we're passionate about helping small businesses access the equipment financing they need to grow and succeed. As a Risk Analyst, you'll support data-driven decision-making by analyzing portfolio performance, identifying trends, and helping monitor credit risk across our lease portfolio. Working closely with teams across Risk, Finance, Data Science, Product, and Operations, you'll gain hands-on experience with financial analytics, reporting, and risk management while contributing to meaningful business outcomes. This is an excellent opportunity for someone early in their career who is curious, analytical, and eager to develop expertise in fintech, lending, and portfolio analytics.What You'll Be DoingSupport the monitoring and analysis of lease portfolio performance and credit risk trends.Prepare recurring reports and dashboards that track portfolio health and key risk metrics.Assist with data analysis to identify opportunities for improving portfolio performance and risk management.Help maintain and validate risk models, reporting tools, and analytical processes.Investigate portfolio performance trends and escalate potential risks to senior team members.Participate in portfolio reviews and assist with risk assessments and reporting.Collaborate with cross-functional teams to gather data and support business initiatives.Document findings, recommendations, and process improvements.Stay informed on industry trends, lending practices, and regulatory requirements.What You HaveBachelor's degree in Finance, Economics, Statistics, Data Science, Mathematics, Business, or a related field.1+ years of experience in financial analysis, credit analysis, risk management, portfolio analytics, or a related field.Basic to intermediate SQL skills and strong proficiency in Excel.Familiarity with data analysis tools such as SQL, Python, R, Power BI, Tableau, or similar technologies.Strong analytical and problem-solving skills with attention to detail.Ability to manage multiple priorities and work effectively in a collaborative environment.Strong written and verbal communication skills.What Will Make You Stand OutExperience working in lending, leasing, fintech, banking, or other financial services environments.Exposure to credit risk concepts, portfolio monitoring, or financial modeling.Familiarity with Python, R, or business intelligence tools.Internship or academic project experience involving data analysis or statistical modeling.Curiosity and enthusiasm for learning credit risk and financial analytics.**Clicklease only accepts resumes submitted in English**