Commercial Credit Manager

Senior Credit / Portfolio Manager

Position Overview:
A well-established, relationship-driven community bank is seeking a Senior Credit / Portfolio Management professional to join its commercial banking team in the Detroit market.

This role sits at the intersection of credit, team leadership, and long-term succession planning. While aligned to a Portfolio Manager function, this is not a heavily client-facing or production-driven role. Instead, it is best suited for someone who enjoys hands-on credit work, mentoring junior talent, and growing into future leadership within a stable, community banking platform.

Key Responsibilities:

• Perform commercial credit underwriting and portfolio management across C&I and CRE relationships

• Analyze financial statements, assess risk, and make sound credit recommendations

• Mentor, coach, and develop credit analysts and junior team members

• Support team leadership initiatives and contribute to long-term succession planning

• Partner with lenders and internal stakeholders to evaluate and structure deals within the bank’s credit culture

Qualifications:

• 5–10 years of commercial credit or underwriting experience

• Experience in a generalist commercial banking environment with exposure to both C&I and CRE

• Strong credit judgment and ability to think independently

• Experience mentoring or developing junior credit staff

• Bachelor’s degree in a related field or equivalent experience

Preferred Attributes:

• Collaborative, team-oriented mindset

• Interest in long-term growth within a community bank environment

• Ability to operate in a credit-first, relationship-driven culture

This is an opportunity to join a stable organization that prioritizes internal development, mentorship, and long-term career growth within a community banking model.

Compensation:
$130,000 per year