Product Owner with Annuity

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Job Description -

We are looking for a seasoned Product Owner/ Business Analyst with deep domain expertise in Life Insurance and Annuity business processes.
The ideal candidate will act as a subject matter expert SME bridging the gap between business stakeholders and technical teams to deliver high impact solutions that align with regulatory requirements and customer needs.

Key Responsibilities 

• Serve as a domain expert in Annuities including product structures policy administration claims underwriting and regulatory compliance 
• Elicit analyze and document business requirements process flows and system interactions
• Collaborate with product owners actuaries underwriters and IT teams to define and prioritize business needs
• Translate complex insurance and annuity concepts into clear actionable user stories and acceptance criteria
• Support the development and implementation of new insurance products and enhancements to existing systems
• Conduct gap analysis root cause analysis and impact assessments for business process changes
• Facilitate workshops and stakeholder meetings to gather insights and validate requirements
• Ensure solutions meet business goals compliance standards and customer expectations
• Assist in user acceptance testing UAT training and postimplementation support 

Required Skills and Qualifications 

• 7-10 years of experience as a Business Analyst in the Life Insurance and Annuity domain Strong understanding of annuity products eg fixed variable indexed etc
• policy lifecycle and regulatory frameworks eg NAIC DOL fiduciary rules
• Proven experience in business process modeling requirements gathering and documentation
• Familiarity with insurance platforms such as Admin systems or similar
• Experience working in Agile Scrum environments
• Excellent communication stakeholder management and problem solving skills
• Proficiency in tools like JIRA Confluence Visio and MS Office Suite
• Bachelors degree in Business Finance Insurance or a related field
• Certifications such as LOMA eg FLMI ARA or Agile certifications eg CSPO PMIACP

The base compensation range for this role in the posted location is: 90000-  117453

Capgemini provides compensation range information in accordance with applicable national, state, provincial, and local pay transparency laws. The base compensation range listed for this position reflects the minimum and maximum target compensation Capgemini, in good faith, believes it may pay for the role at the time of this posting. This range may be subject to change as permitted by law.

The actual compensation offered to any candidate may fall outside of the posted range and will be determined based on multiple factors legally permitted in the applicable jurisdiction.

These may include, but are not limited to: Geographic location, Education and qualifications, Certifications and licenses, Relevant experience and skills, Seniority and performance, Market and business consideration, Internal pay equity.

It is not typical for candidates to be hired at or near the top of the posted compensation range.

In addition to base salary, this role may be eligible for additional compensation such as variable incentives, bonuses, or commissions, depending on the position and applicable laws.

Capgemini offers a comprehensive, non-negotiable benefits package to all regular, full-time employees. In the U.S. and Canada, available benefits are determined by local policy and eligibility and may include: 

• Paid time off based on employee grade (A-F), defined by policy: Vacation: 12-25 days, depending on grade, Company paid holidays, Personal Days, Sick Leave

• Medical, dental, and vision coverage (or provincial healthcare coordination in Canada)
• Retirement savings plans (e.g., 401(k) in the U.S., RRSP in Canada)
• Life and disability insurance
• Employee assistance programs
• Other benefits as provided by local policy and eligibility

Important Notice: Compensation (including bonuses, commissions, or other forms of incentive pay) is not considered earned, vested, or payable until it becomes due under the terms of applicable plans or agreements and is subject to Capgemini’s discretion, consistent with applicable laws. The Company reserves the right to amend or withdraw compensation programs at any time, within the limits of applicable legislation.

Disclaimers

Capgemini is an Equal Opportunity Employer encouraging inclusion in the workplace. Capgemini also participates in the Partnership Accreditation in Indigenous Relations (PAIR) program which supports meaningful engagement with Indigenous communities across Canada by promoting fairness, accessibility, inclusion and respect.  We value the rich cultural heritage and contributions of Indigenous Peoples and actively work to create a welcoming and respectful environment. All qualified applicants will receive consideration for employment without regard to race, national origin, gender identity/expression, age, religion, disability, sexual orientation, genetics, veteran status, marital status or any other characteristic protected by law.

This is a general description of the Duties, Responsibilities and Qualifications required for this position. Physical, mental, sensory or environmental demands may be referenced in an attempt to communicate the manner in which this position traditionally is performed. Whenever necessary to provide individuals with disabilities an equal employment opportunity, Capgemini will consider reasonable accommodations that might involve varying job requirements and/or changing the way this job is performed, provided that such accommodation does not pose an undue hardship. Capgemini is committed to providing reasonable accommodation during our recruitment process. If you need assistance or accommodation, please reach out to your recruiting contact.

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Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem.