Jumbo Scenario Desk Sr. Underwriter

Responsibilities Responsible for evaluating and assessing the risk of Prime, Jumbo & Non‑QM mortgage loan scenarios to ensure they meet company policies, investor guidelines, compliance, and industry regulations. Serve as the primary point of contact for the scenario desk, addressing inquiries encompassing a wide range of topics, including: Responding to asset‑related questions Clarifying occupancy‑related issues Title, appraisal, and insurance questions Provide upfront income analysis for the following: Wage/Salary Self‑employment RSU DSCR calculations Asset depletion Bank statement Other variable types of income Work with product development on program offerings and launches: Handle investor updates Manage program matrices and sales‑support tools Train sales partners and underwriting department on investor programs Communicate income analysis results to sales and team members, logging and tracking all income review requests. Support underwriting, credit policy and product development with tasks that arise surrounding the scenario desk, including: Investor relations Collaboration with other departments Assist the team lead with tasks that arise surrounding the scenario desk, including: Facilitate the preparation of exception requests received upfront on the inbox to review prior to escalating to the team lead, ensuring loan parameters meet general guideline requirements when variance outside guides is requested. Help develop resource tools to increase productivity and proficiency. Triage and elevate difficult or advanced questions to the team lead. Train on and increase knowledge of loan programs to provide additional scenario coverage on desk for the following programs: DSCR (Debt Service Coverage Ratio) Bank statement programs Asset depletion programs Non‑QM products Jumbo products New products rolled out on new investor loan programs Qualifications At least 5 years of Prime, Jumbo, Non‑QM, and conventional underwriting experience. Strong proficiency in Microsoft Office (Outlook, Word, Excel, One Drive) and Adobe Acrobat; generally tech‑savvy. Knowledge of investor guidelines and overlays. Meet company turnaround times and metrics. Navigate multiple investor portals. Meticulous with a focus on accuracy, demonstrating extreme attention to detail and critical thinking. Demonstrate a history of effective, proactive, and precise verbal and written communication. Demonstrate organizational skills and ability to prioritize, multi‑task, manage time, solve problems, and work independently in a fast‑paced environment. Initiative‑taking attitude toward learning and staying updated on industry standards and development. Professional, friendly, courteous, positive, collaborative, and client‑centric; supports multiple departments. Preferred Qualifications Jumbo and Non‑QM experience preferred. Experience with MD (mortgage direct). Ability to triage and prioritize tasks effectively. Preferred Education High School Diploma or equivalent. Five or more years of underwriting conventional experience in a correspondent environment. Expected salary range: $100,000.00 – $147,200.00. Benefits Competitive pay. Medical, dental, vision, life, disability, critical care, hospitalization, HSA, FSA, DCFSA and QTE. Retirement plan: 401(k) and Roth. Paid time off: 16 days front‑loaded, prorated based on start date month. 11.5 paid holidays per year. Employee assistance program. Excellent career growth opportunity. Fun, team‑focused working environment. Employee‑driven community outreach program. Relocation packages available. #J-18808-Ljbffr Movement Mortgage