Commercial Lines Underwriter

Commercial Lines Underwriter Job Description Template

Our company is looking for a Commercial Lines Underwriter to join our team.


  • Works to achieve growth objectives through the following;
  • Evaluates individual agency results and recommends necessary actions;
  • Reviews and comments on agency appointments and annually reviews existing agents;
  • Assist in the training in commercial lines;
  • Performs other related duties as assigned or directed;
  • Communicates with agents regarding all aspects of commercial lines including;
  • Implements review actions;
  • Monitors and reinforces the agency’s commitment to goals;
  • Suggestions and changes in procedures, manuals and guidelines;
  • Contributes to the underwriting/marketing efforts by obtaining and analyzing competitive products and programs;
  • Assists the Underwriting Supervisor including;
  • Engages in ongoing development and analysis of the agency plant and relevant action plans;
  • Contributes to the profitability of the agency plant through the following;
  • Reviews incoming correspondence, applications, and binders, to determine if underwriting guidelines and criteria are met;
  • Approves risks.


  • Must demonstrate a strong working knowledge of commercial line underwriting procedures and insurance form information;
  • Proficient interpersonal relations and communication skills;
  • Must be able to work independently with limited supervision;
  • Minimum two (2) years’ underwriting experience in commercial lines underwriting;
  • Bachelor’s degree or equivalent business experience;
  • Sufficient typing and computer skills;
  • Must demonstrate proficiency in all duties of a Commercial Underwriter I (see job description);
  • Proficient reading, writing, and grammar skills;
  • Demonstrated ability to analyze information;
  • Proficient mathematical skills.