Enterprise Lending Officer - Bellevue

Job Description Position: Credit Solutions Advisor II – responsible for providing Consumer Lending advice to new-to-bank clients and external business development. The role applies mortgage lending principles and works closely with Realtor, Builder, and Community contacts local to the market. Responsibilities include delivering lending services to clients by demonstrating an understanding of credit, lending guidelines, and the mortgage process. This position involves residential mortgage loan originations and requires SAFE Act registration and background checks. Failure to obtain and maintain SAFE Act registration may result in disciplinary action up to and including termination. Responsibilities Provides exceptional client care by offering advice‑oriented solutions with Consumer Lending and Core Banking products. Engages in community development, outside sales activities, and external networking to responsibly grow client and market share. Understands lending processes and credit guidelines to best develop solutions for each client's needs. Manages daily client and loan pipelines with astute organization, follow‑up, and a high degree of collaboration with loan fulfillment partners. Leverages digital solutions, providing clients with a choice in preferred service pathways. Maintains and adheres to all federal and state regulations and bank operational requirements, delivering compliant client advice conversations and fulfilling financial goals. Required Skills and Experience Has 3+ years of experience in a loan origination role focusing on generating self‑sourced purchase business through a verifiable, established network of referral sources. Demonstrated understanding of effectively managing a pipeline to deliver an exceptional client experience. Strong knowledge of loan products Conventional, Jumbo, and Government. Ability to understand, analyze, and document income, assets, and liabilities properly to qualify clients for specific loan products. Understanding of processing, underwriting, and/or closing procedures. Working knowledge of federal regulations governing real estate lending. Ability to source clients independently and not rely on enterprise referrals, with demonstrated success in generating business from external Centers of Influence such as real estate professionals, builders, and other referral partners in a compliant manner and within bank policy. Ability to work independently. Strong communication skills, both written and verbal. Self‑motivated and highly organized. Can prioritize multiple competing tasks. Uses appropriate interpersonal styles, communication methods, and approaches to gain clients and keep them informed during the loan process. Understanding of how the level of service provided correlates directly to driving sales volume. Flexible to work weekends and/or extended hours as needed to serve clients. Desired Skills and Experience Familiarity with FHA and HUD guidelines. Strong computer skills including MS applications and prior experience utilizing laptop technology for communication, accessing rate, credit, and loan status information. Solid time‑management skills and the ability to organize, prioritize, and perform multiple tasks simultaneously. Ability to analyze and comprehend complex financial data and provide financial alternatives. Professional and effective interpersonal skills. Ownership, accountability, and integrity. Adaptability and flexibility. Positive attitude. Effective communication styles. Additional Information Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent. Shift: 1st shift (United States of America). Hours per week: 40. Locations: US – MD – Bethesda – 7501 Wisconsin Ave (MD9983); US – WA – Bellevue – 10400 NE 4th St – 400 Lincoln Square (WA3400). Pay range: $66,600.00 - $76,700.00 annualized salary. Employees are eligible for a formulaic incentive plan with monthly, quarterly, and/or annual incentive opportunities based on performance. Benefits: Industry‑leading benefits, paid time off, resources and support to employees to make a genuine impact and contribute to the sustainable growth of the business and communities. Legal restrictions: FDIC, Safe Act/Loan Originators (hiring restrictions based on criminal history). #J-18808-Ljbffr