Business Development Representative

About the Team Upstart’s Auto Retail team focuses on building partnerships with auto dealerships to expand access to financing through Upstart Auto Finance (UAF). The team plays a critical role in connecting dealerships with our lending platform, helping drive adoption and revenue growth. Role Summary As a Business Development Representative (BDR), you will focus on generating pipeline for the sales team by engaging dealership decision-makers and setting qualified meetings. This role is highly performance-driven and foundational to the success of the broader sales organization. You’ll work closely with experienced teammates and leadership in a structured environment designed to help you ramp quickly and build strong outbound sales skills. How You’ll Make an Impact Generate qualified pipeline by conducting high-volume outbound outreach (primarily phone, supported by email) to auto dealerships Set meetings with key decision-makers, including General Managers, General Sales Managers, and Finance leaders Manage a defined territory across dealership tiers and account segments, prioritizing outreach based on opportunity size and account data Meet or exceed weekly and monthly pipeline and meeting quotas Use tools such as Nooks and Gong to execute outreach, review performance, and improve messaging Analyze call performance and incorporate feedback from coaching, call reviews, and role-play exercises to improve conversion rates Partner with Account Executives to ensure smooth handoff of qualified opportunities Continuously refine pitch delivery and objection handling through practice, shadowing, and feedback Minimum Qualifications 6+ months of experience in a Business Development Representative (BDR) or Sales Development Representative (SDR) role within a SaaS company Experience conducting outbound prospecting activities, including cold calling and email outreach Proven track record of meeting or exceeding activity or pipeline generation quotas Use tools such as Nooks, Salesforce, Outreach, Sendoso, Zoominfo and Gong to execute outreach, review performance, and improve messaging Experience communicating with external business stakeholders via phone and email Preferred Qualifications Strong phone communication skills, including ability to handle objections and guide conversations with prospective customers Ability to manage time, prioritize outreach, and maintain consistent activity levels in a quota-driven environment Experience learning and applying new tools and processes in a fast-paced sales environment Knowledge of the automotive retail industry or experience working with auto dealerships Interest in building a career in sales, with motivation to grow into closing roles over time Location This role is available in the following locations: Preference of Austin, TX. Time Zone Requirements The team operates on the East–West coast time zones. Travel Requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S. but are encouraged to still spend high quality time in-person collaborating via regular onsite sessions. The onsite cadence varies depending on the team and role; most teams meet once or twice per quarter for 2–4 consecutive days at a time. Compensation Anticipated On Target Earnings (OTE) for this role in Austin, Texas is $80,000—$111,000 USD. Benefits Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees Affordable medical, dental, and vision coverage, with multiple plan options – Upstart covers 90% to 100% of the cost depending on the plans you choose Health Savings Account contributions from Upstart for eligible plans Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage Paid time off, sick and safe time, and company holidays Paid family and parental leave to support caregiving and major life moments Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving Employee Assistance Program (EAP) offering mental health support and life-centered resources Financial wellness resources, including access to financial planning tools and a financial concierge service Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from Connection and community through team events and onsite, all-company updates, and employee resource groups (ERGs) Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!) Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email View email address on click.appcast.io. #J-18808-Ljbffr